Wednesday, July 25, 2012

Easy Personal Loans UK: The Easy Way to Finance Cars From Your ...

These days you don't have to look far to find the best car finance options available. You can use your computer and Internet connection to finance cars quickly and easily from the comfort from your own home.

With specialist motor finance websites you will be able to search for cars available for sale from top dealers and also find out what finance packages are available. This takes the hassle out of looking for new vehicles and presents you with an easy way to finance cars.

Searching Online

To make your life even easier specialist motor finance websites bring together dealers from across the country.

- You will be able to look at current stock for dealers in your local area and compare prices.

- These customer search facilities are available 24/7. This means you will be able to search for your new car at any time of the day.

- This makes life so much easier for those with busy work and home commitments. Instead of wasting your free days trawling dealerships you can simply log on and search for cars in your lunch break or for a few hours after the kids have gone to bed.

- This gives you more buying power as you will be able to get a good overview of the whole market and find the very best deals out there to finance cars.

Understanding Car Finance

Before you start looking at products to finance cars you do need to do some quick research. It is important that you understand what terms and conditions are available so that you can pick those products that best suit your budget and needs. Here are some key features of car finance that you should consider:

- Term - car loans are designed to be short-term borrowing options. This is why the majority of products to finance cars are only offered between 1 to 5 years.

- APR- this tells you the interest rate of the loan. You can use this in combination with the loan term to work out how much interest you would have to pay overall on your loan.

- Balloon Products - there are several variations on the balloon loan structure. With a standard balloon loan you would pay an initial deposit and then a higher final repayment. This would enable the lender to offer you much lower monthly repayments that can benefit many borrowers with tight monthly budgets.

- Insurance - dealers can often offer some very competitive insurance products. This can include PPI that can be used to back-up car finance and provide additional protection for repayments.

- Payment Holidays - some dealer finance packages will offer payment holiday options. Typically you would need to have paid a certain percentage off the loan before the payment holiday would be valid. Then if you need to you can suspend the monthly repayments on your loan for a certain period without any of the usual missed payment penalties.

The Internet offers you with an easy way to finance cars from the comfort of your own home. You will be able to log on to specialist motor finance websites and sort out car loans in no time at all.

Article Source: EzineArticles.com

Source: http://personalloansuk.blogspot.com/2012/07/the-easy-way-to-finance-cars-from-your.html

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Tuesday, July 24, 2012

Images of Corporate World Regarding Laws, Regulations and IPR ...

Corporate sector that is well-known for distinct types of corporate houses registering in corporate world for carrying their business activities. Corporate sector of each and every country follows different rules and regulations like legal personality, restricted liability, transferable shares, shared ownership by contributors of capital, Centralized management under a board structure and there are a lot of rules and laws that one firm has to follow for smooth functioning of their organization. Even in now days all kinds of world leading organizations are beginning to hire services from nicely reputed and experienced corporate law firms. All these raises the demand of firm law firms at the large extent.

In order to follow these rules and corporate laws there are a lot of law companies that assists their clients in following various kinds of organization laws in order to get total legal positive aspects. Country like India that delivers awesome enterprise opportunities to all over the world, houses number of corporate law firms like patenttrademarkregistration.com that offers varieties of law services at cost-effective costs with complete client satisfaction. Services like patent registration, patent renewal, trademark renewal , trademark prosecution, copyright prosecution, patent law firms, trademark classifications, trademark infringement, trademark registration, IPR Infringement, IPR law firms India, copyright prosecution and application preparation are some of the services provided by patenttrademarkregistration.com to its all types of domestic as properly as international customers.

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The total image of corporate world is depending upon how nicely they are following business rules and regulations established by various concerned authority. Like in India Patent Act, 1970 established numerous rules and regulations for patent registration, patent renewal , patent drafting, filing, patent opposition and lots a lot more. Apart from patent registrations, in Indian Trademarks Act,1999 you will find many diverse rules and regulations regarding trademark infringement, trademark prosecution, trademark renewal? and mainly registration. Besides these, there are many services that proves to be potent protection programs that protect one work, unique creations, product or services from obtaining stolen, misuse or even copied by an authorized persons. Like copyright prosecution where copyright laws have played an crucial role in protections one?s special work in the form of software program, media productions, articles, content supplies and a lot of much more. Under copyright prosecution, there are usually lawyers with distinct understanding concerning copyright law and rules and who possess a law degree, and are recognized as copyright legal professionals by the court in which they intend to represent the state. Consequently, it is really essential to hire services from any properly known and reputed organization law firms that help you in filing all kinds of organization laws and regulations in order to complete legal positive aspects.
Patenttrademarkregistration a global portal delivers all ipr services like patent registration?

Source: http://www.meiem.org/images-of-corporate-world-regarding-laws-regulations-and-ipr-services.html

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Saturday, July 21, 2012

Video: Loan Demand Fuels BB&T

Sorry, Readability was unable to parse this page for content.

Source: http://video.msnbc.msn.com/cnbc/48249255/

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5 Afghan police killed in roadside bombing

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Source: http://news.yahoo.com/5-afghan-police-killed-roadside-bombing-151156232.html

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Wednesday, July 18, 2012

Watch the Star Wars cast sing ?Call Me Maybe?

Oh Internet, will you never tire of Call Me Maybe covers and mash-ups? Adding to the already lengthy list of performers -- from?Cookie Monster to President Obama -- we now have the cast of all six Star Wars movies covering the Carly Rae Jepsen hit.

This mash-up is the work of YouTube user jamescovenant, and it's pretty darn delightful. But be warned, you may feel compelled to watch both the new and old trilogies after seeing this music video.

This article was written by Anna Washenko and originally appeared on Tecca

More from Tecca:

Source: http://news.yahoo.com/blogs/technology-blog/watch-star-wars-cast-sing-call-maybe-210529647.html

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Tuesday, July 17, 2012

What Happens If I Refuse The DUI Field Sobriety Tests?

By Virginia Beach DUI Attorney James Garrett

Most driving under the influence (DUI) charges begin as a traffic stop by a police officer. The remainder typically involves accidents in which an officer arrives to the accident scene. In either case, the procedure of the officer is routine. First there will be a variety of questions about your identity, verifying you as the driver, and whether you have been drinking. Secondly, the officer will ?ask? you to perform field sobriety tests (FST) including a preliminary breath test (PBT). If there is an arrest made, you will finally be required to submit to a breath or blood test.

When you are stopped for a traffic matter, you are required to provide your driver?s license and registration. You are not required to answer any other questions unless it pertains to those documents. If you are suspected of driving under the influence, you will be asked to step out of the car. From this point forward, everything the officer asks you to do is for his benefit and not yours. The FSTs that he will ask you to perform help him to establish probable cause to arrest you for DUI. You are not required to perform any of these tests.

You may politely refuse to subject yourself to FST and PBT, but you should be aware that you will more than likely be placed under arrest for DUI at that point. While that may seem unfair, it is more than likely that if you are asked to perform the FST, the officer has already made the decision that you are intoxicated. It is extremely rare that anyone who has been asked to complete the FST ends up not being arrested. Odds are you will only hurt your chances if you take the tests. Why should you give the officer more information to use against you at your DUI trial?

If you are arrested for DUI, you are required under the Virginia Implied Consent Law to submit to a breath test. You do not have the option to ask for a blood test if a breath test is available. The officer may opt to have you take a blood test in some circumstances, and you are then required to submit to that as well. A refusal to give a blood or breath test is a separate charge and is punishable by a loss of your license for at least one year with no possibility of a restricted license.

If you have been charged with a DUI in Virginia Beach, please contact our office immediately to speak with our criminal attorneys. (757) 422-4646. DUI cases are very technical and take time to prepare an adequate defense. It is very important that you contact a DUI lawyer as soon as possible after the charge. We are available 24/7/365 to answer your questions.

Source: http://vabeachcriminallaw.blogspot.com/2012/07/what-happens-if-i-refuse-dui-field.html

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Sunday, July 15, 2012

IndianVideoGamer | Video Game News, Video Game Reviews ...

Codemasters has announced that F1 2012 for PC will not support Windows XP. Since the game uses DirectX 11, it?ll only support Windows Vista and Windows 7 operating systems. The developer also added that this was also the case with its most recent title, Dirt Showdown.

Although many of the hardcore gamers have moved on to Windows 7, a good chunk of the PC gaming demographic still uses Windows XP. Codemasters is yet to reveal the system requirements for the game.

F1 2012 is scheduled for release on the Xbox 360, PS3 and PC this September.

Tags: Codemasters Racing, directx 11, F1 2012, ivg, Windows XP

Source: http://www.indianvideogamer.com/news/f1-2012-will-not-support-windows-xp/

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Saturday, July 14, 2012

Facebook for Android Updated, No Longer Supports Devices Running Eclair and Below

Everyone?s favorite (yes, everyone?s) social network has been updated on Google Play. The update to Facebook must be pretty substantial, seeing as how it has dropped support for devices not running 2.2+. Even though I don?t know which devices are still running Eclair (we feel bad for you if you have one), it?s still good to see Facebook focusing on what matters, a decent mobile application.?

The app has been updated to support front facing cameras, messaging features that allow for switching between conversations with your homies, and other various bug fixes.

  • Facebook for Android 1.9.7 requires Android 2.2 and up
  • A front-facing camera makes it easier to take photos
  • New messaging features let you switch between conversations, include friends of friends, share bigger photos, and see who?s available
  • Various bug fixes
  • Made a security improvement
  • Faster app login and navigation

Go grab the newest update and then update your status telling people you?re updating your status with the newest update.

Play Link

Cheers Radgatt!

Source: http://www.droid-life.com/2012/07/13/facebook-for-android-updated-no-longer-supports-devices-running-eclair-and-below/

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Friday, July 6, 2012

How to Get a VA Direct Home Loan?

Are you Native American veterans looking for low-cost financing ways to finance a new home or improve the existing home? Here comes your opportunity!

VA direct home loans, guaranteed by US Department of Veterans Affairs, are designed for eligible Native American veterans who plan to purchase, construct or improve a home on Native American trust lands. You can also use the loans to refinance another VA direct loan under this program for a lower interest rate.

The maximum loan amount of a VA direct home loan can not exceed the reasonable value of the property estimated by Veterans Affairs. Upon your application, a qualified appraiser will be assigned by VA to perform the appraisal. The application fee, which is collected upon your loan application, will cover the cost of appraisal and other expenses involved in the processing of the loan.

After gaining a brief overview on VA direct home loans, you might be interested in how to apply for a VA direct loan. Well, the applying process is not that complicated as you think. Keep my five steps below in mind and your way towards a VA direct home loan would be out of hassles.

1. Check Eligibility

Whatever loan you are planning to apply for, the first thing you should make sure is that you are eligible. It is the same case for VA direct home loans.

Before submitting your application, you must make it clear that if your tribal organization or other Native American group is participating in the VA direct home loan program. To participate in the program, the tribal organization must sign a Memorandum of Understanding with the Secretary of Veterans Affairs, which contains the conditions that regulate the participation in the program.

Besides, you, the applicant, must meet the eligibility requirements as well. To qualify for a VA direct home loan, you must be a veteran who has had at least 90 days service and been honorably discharged from active duty service during:

? World War II (September 16, 1940 to July 25, 1947)

? Korean Conflict (June 27. 1950 to January 31, 1955)

? Vietnam-era (August 5, 1964 to May, 1975)

? Persian Gulf Conflict (on or after August 2, 1990)

If you are veterans who have served during peacetime periods or active duty military personnel, you must have had more than 180 days active service. If you are enlisted veterans after September 7, 1980, or officers with service after October 16, 1981, you must have had at least 2 years service in most cases.

If you are the Selected Reserve members, including the National Guard, who have completed 6 years of service and been honorably released, or have completed 6 years of service and are still serving, then you will be eligible for VA direct home loans. (However, as a reservist, you should be prepared for the possibly higher funding fee than regular veterans.)

Plus, you must use the VA direct home loan to purchase or construct the property of your own. Properties for rental or investment are not qualified for the loan.

Your credit score must be in a satisfactory level, otherwise, you will be refused by VA. The income of you and your spouse must be stable and sufficient for the monthly payments, associated fees, as well as the expenses for other obligations.

(To make sure of your eligibility, I advise you to contact your local housing authority or Veterans Affairs office to gain the exact information.)

2. Apply for the Certificate of Eligibility

You can get the Certificate of Eligibility easily by completing and submitting VA Form 26-1880. After finishing the form, mail it to:

The VA Eligibility Center

Attn: COE (262)

P.O. Box 100034

Decatur, GA 30031

3. Shop for the Property or the Builder

During this step, you should make the decision on the property to be purchased or the builder who will construct or improve your house. The builder of your home must be licensed to avoid possible dispute or troubles. When signing the purchase agreement or improvement contract, make sure to add the provision that the contract will be void if you are denied for a VA direct home loan.

4. Apply for the VA Direct Home Loan

To apply for a VA direct home loan, you can either contact your local housing authority or VA office. They will verify your eligibility, income, assets, as well as credit report to see if all your debts and payments are being paid on time. If your credit history is far from being excellent, you would be considered a risk and unable to obtain the loan.

After confirming that everything is well and the appraised value of the property is enough to cover the loan amount in the event that you default, your application will be approved and a date defined for the loan closing.

5. Close the Loan

During the processing of the loan, a diversity of fees will be charged, such as funding fee, appraisal fee, recording fee, etc. The types of fees connected to VA direct home loans may vary based on your local laws and regulations, your credit score, property value and more.

Listed below are the typical fees, which may be paid by you, property seller, or shared, for a VA direct home loan:

? VA appraisal fee

? Credit report

? Loan processing fee (up to $300)

? Title search and title insurance

? Recording fees

? Transfer taxes

? Survey fees

? Hazard insurance premium

Besides, you have to pay a 1.25% funding fee to Veteran Affairs unless you are a veteran who receives compensation due to a service-related disability. If you are qualified reservist or National Guard who are not on active duty, the funding fee will be 2% of your loan amount.

After closing the loan and getting the fund for your home purchase, construction or improvement, the next thing you need to do is waiting to move into the new home.

If you have any question or seek more detailed information about VA direct home loans, you can contact your local VA. The friendly Loan Guaranty personnel will be glad to answer all of your questions.

Thanks for your visiting! We're always trying our best to complete the mortgage information presented here to help you get the most of your mortgage. Bookmark our site and revisit now and then for the latest info.

Source: http://www.mortgage-guides.com/articles/how-to-get-a-va-direct-home-loan.html

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Obama bus rolls across Ohio with presidential seal

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Source: http://news.yahoo.com/obama-bus-rolls-across-ohio-presidential-seal-100135045--abc-news-politics.html

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Higgs boson explained in (more than) a minute

By Alan Boyle

Minute Physics creator Henry Reich doesn't shrink from tackling the big bang and other big deals in science, so it makes sense that he's now making sense of the Higgs boson. His timing is excellent, considering that the subatomic particle appears to have been discovered at Europe's $10 billion Large Hadron Collider. In today's three-minute video, Minute Physics explains how the Higgs boson subatomic particle fits into the bigger puzzle of the universe's structure at the lowest level ... and why physicists hope this isn't the end of the story.

But be forewarned: This is the first part of what's expected to be a three-part video series. And although Reich is well-versed in film as well as physics, this isn't a one-man operation. Reich relies on experts at Canada's Perimeter Institute for support and scientific back-stopping. So stay tuned for future installments of Minute Physics' Higgs boson saga.

The Godless Particle
Notice that the video makes no mention of the Higgs boson as the "God particle." That's a label that Nobel-winning physicist gave to the god-danged particle decades ago, but since then, scientists have come to loathe the term. In fact, the boson is better described as the "Godless Particle," says Lawrence Krauss, a theoretical physicist at Arizona State University. Here's his perspective, distilled into an email:

?The Higgs boson actually should probably be called the Godless particle. The background 'Higgs' field permeates all of space and is largely responsible for the existence of stars, planets and humans. The confirmation of the existence of this field strongly supports what modern physics has said for years: The many features of our universe can be largely accidental consequences of the conditions associated with the universe?s 'birth,' consistent with the laws of physics.

"Far from suggesting any higher power, the discovery at CERN takes particle physics one step further toward answering the question: 'Why is there something rather than nothing?' ? by demonstrating the plausibility of the idea that everything we see could arise naturally from an initial state of no particles, and maybe no space, and maybe even no fixed laws ? without supernatural shenanigans."

You'll be hearing a lot more about the Godless Particle from Krauss in the days ahead: He's writing an article on that theme for Newsweek, as well as an essay explaining the significance and physics of the discovery for The New York Times' Science Times section. To get the full cosmic story, you'll want to check out Krauss' latest book, "A Universe From Nothing."

While you're at it, check out these other efforts to explain the Higgs:


Alan Boyle is msnbc.com's science editor. Connect with the Cosmic Log community by "liking" the log's Facebook page, following @b0yle on Twitter and adding the Cosmic Log page to your Google+ presence. You can also check out "The Case for Pluto," my book about the controversial dwarf planet and the search for new worlds.

Source: http://cosmiclog.msnbc.msn.com/_news/2012/07/05/12583436-the-higgs-boson-explained-in-just-a-bit-more-than-a-minute?lite

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Wednesday, July 4, 2012

iCade Mobile now on sale -- hardcore handheld gaming comes to iPhone

iCade mobile, the handheld gaming solution for serious mobile gamers, is now available with immediate delivery. Announced back at CES in January, the iCade Mobile is a case extension for your iPhone that offers dedicated hardware buttons and a directional pad for that classical, tactile, full-on handheld gaming experience.


Source: http://feedproxy.google.com/~r/TheIphoneBlog/~3/Tu9dZPTk_xc/story01.htm

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Andy Griffith, beloved family TV actor, dies

Andy Griffith, who starred in family TV favorites "The Andy?Griffith Show" and "Matlock," died today at age 86. His career spanned more than 50 years, but he was best known as Sheriff Andy Taylor.

By Martha Waggoner,?Associated Press / July 3, 2012

This undated file image originally released by Viacom shows cast members from "The Andy Griffith Show," from left, Don Knotts as Deputy Barney Fife, Ron Howard as Opie Taylor and Andy Griffith as Sheriff Andy Taylor. Griffith, whose homespun mix of humor and wisdom made "The Andy Griffith Show" an enduring TV favorite, died Tuesday, July 3, 2012 in Manteo, N.C. He was 86.

File/Viacom/AP

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Andy?Griffith, who made homespun Southern wisdom his trademark as the wise sheriff in "The Andy?Griffith Show" and the rumpled defense lawyer in "Matlock," died Tuesday. He was 86.

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Griffith died about 7 a.m. at his coastal home, Dare County Sheriff Doug Doughtie said in a statement.

"Mr. Griffith passed away this morning at his home peacefully and has been laid to rest on his beloved Roanoke Island," Doughtie told The Associated Press, reading from a family statement.

The family will release further information, the sheriff said.

He had suffered a heart attack and underwent quadruple bypass surgery in 2000.

Griffith's career spanned more than a half-century on stage, film and television, but he would always be best known as Sheriff Andy Taylor in the television show set in a North Carolina town not too different from Griffith's own hometown of Mount Airy, N.C.

Griffith set the show in the fictional town of Mayberry, N.C., where Sheriff Taylor was the dutiful nephew who ate pickles that tasted like kerosene because they were made by his loving Aunt Bee, played by the late Frances Bavier. He was a widowed father who offered gentle guidance to son Opie, played by Ron Howard, who grew up to become the Oscar-winning director of "A Beautiful Mind."

Don Knotts was the goofy Deputy Barney Fife, while Jim Nabors joined the show as Gomer Pyle, the unworldly, lovable gas pumper.

On "Matlock," which aired from 1986 through 1995, Griffith played a cagey Harvard-educated defense attorney who was Southern-bred and -mannered with a practice in Atlanta.

In his rumpled seersucker suit in a steamy courtroom (air conditioning would have spoiled the mood), Matlock could toy with a witness and tease out a confession like a folksy Perry Mason.

The character ? law-abiding, fatherly and lovable ? was much like Sheriff Andy Taylor with silver hair and a shingle.

In a 2007 interview with The Associated Press, Griffith said "The Andy?Griffith Show," which initially aired from 1960 to 1968, was seen somewhere in the world every day. A reunion movie, "Return to Mayberry," was the top-rated TV movie of the 1985-86 season.

"The Andy?Griffith Show" was a loving portrait of the town where few grew up but many wished they did ? a place where all foibles are forgiven and friendships are forever. Villains came through town and moved on, usually changed by their stay in Mayberry. That was all a credit to Griffith, said Craig Fincannon, who met Griffith in 1974.

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/lD9qoWarXJg/Andy-Griffith-beloved-family-TV-actor-dies

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Cuba's Castro tours Communist allies China, Vietnam

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Source: http://news.yahoo.com/cubas-castro-tours-communist-allies-china-vietnam-195548294.html

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Tuesday, July 3, 2012

HBT: Harper would vote Chipper an All-Star

Bryce Harper has to be considered the favorite to win the NL Final Vote for the last spot on the All-Star team, but he said after Sunday?s game that, ?I?d vote for Chipper.?

Harper and Chipper Jones are in the mix along with Michael Bourn, Aaron Hill and David Freese in the Final Vote, but really, it figures to be a two-man race. In typical buddy-cop-movie fashion, it?s the brash, young rookie versus the weary veteran a few months away from retirement.

Ideally, there?d be room for both, and if Matt Kemp is forced to skip the game with his hamstring injury, as seems likely, perhaps there will be. Harper, though, thinks Chipper should go to one last game at age 40. Jones has been to seven All-Star Games, including last year?s. At .292/.375/.455, he?s been plenty productive this year, though he?s played in just 44 games. Harper is hitting .274/.348/.471 in 57 games.

Source: http://hardballtalk.nbcsports.com/2012/07/01/bryce-harper-would-vote-for-chipper-jones-for-all-star-game/related

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Chael Sonnen makes a few changes to UFC 148 poster

The background of Chael Sonnen's Twitter page showed a slightly different UFC 148 poster.

Yes, that's Sonnen with the belt and the taglines, "The rematch Anderson Silva has been running from" and "The true Middleweight Champions makes his third title defense." Sonnen's poster has little to do with the truth, but it is at least amusing.

Thanks to the People's Cecil for the high-quality image.

Source: http://sports.yahoo.com/blogs/mma-cagewriter/chael-sonnen-makes-few-changes-ufc-148-poster-141113986--mma.html

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